What We Do

Investment Planning

"An investment in knowledge always pays the best interest." -Benjamin Franklin.

Your unique life deserves the unique and holistic approach for your investments as well. To us, each situation is unique and deserves a customized and tailored solution to help you achieve your goals, as you define them. Managing your investments based on past experience, attitudes, objectives, times horizon, risk tolerance and need for income.

Both saving and investing can be used to meet both short and long-term financial needs. Short-term needs may include saving for a car or a holiday, whereas long-term investment needs could be saving for retirement, school fees or providing capital for children as they grow up. Sensible investment planning revolves around understanding what your investment aims are. We use a goals-based approach that takes account of your personal needs, with time frames to achieve these in, and the level of risk you wish to take; we then blend all of this information to create your personal strategy and financial roadmap. We’ll take the time to match you up with investments that will suit both your attitude to risk and tax position.

We at Truvisory, offer expertise and objectivity when choosing to save and invest wisely; helping you find the most appropriate solution for your current circumstances. It is always good to take the effort to ensure you are as informed as possible. Our investment strategy is based on understanding your needs and providing flexible investment options to help you to meet your financial goals.(*)(**)

Retirement Planning

Canadians are living longer and leading more active lives than ever as seniors. You may be asking:

Will I be able to retire when I want to? Will I run out of money? How do I plan for retirement? When should I start planning my retirement? As no-one knows exactly how long they’re going to live or what financial challenges they may face, these are hard questions to answer. Pensions can be complex with so many considerations, including your family circumstances, pension rules and tax regulations.

A plan for your post-employment financial well-being, comparing your desired retirement lifestyle with retirement assets, planned savings, expected sources of income and return on investment We strongly believe that retirement financial solutions is not just for those who about to leave their careers and settle down. Whether you and your spouse recently started a family or you are getting ready to retire. Your plan to Retire Right needs a solid foundation and a clear blueprint.

The good news is that whatever your situation, and however you want to enjoy retirement, we help you create a vision of your ideal retirement. From there, we help you convert your vision into a financial plan and investment strategy. We then work together with you to execute the strategy in a step by step plan. And, we continuously monitor and guide you up until, and throughout, retirement. We see your plan through to help you achieve your dreams and whatever life may present during your golden years.(*)(**)

Estate Planning

You have worked hard to accomplish your goals and provide for your family. We can help you with legacy and estate planning strategies in order to help ensure your loved ones are taken care of for generations to come.

To ensure that your wishes are respected, you must have a succession plan and an updated will. This will help avoid many difficult issues for your beneficiaries.

Defining the objectives of your succession plan, establishing the financial needs of your beneficiaries, such as your children’s education, your mortgage payment plan, etc.; Evaluating your needs in case of incapacity; and Minimizing the tax burden and maximize the cash flow available for your loved one. Estate planning includes arranging for payment of expenses and obligations after your death, as well as transfer of your wealth and other assets to successors as specified in and outside your will. Legal aspects cover your legal rights and obligations, including spousal and child support obligations or entitlements, third party obligations, shareholder, partner or trust agreements, and powers of attorney or mandates.

The money decisions you make today lay the foundation for a successful lifetime and legacy. We can assist you in managing your budget, investments, insurance coverage, estate plan and other important factors that contribute to your overall financial big picture.(**)

Tax Planning

It's important to make sure you aren't paying more tax than you need to. Taxation can be very complicated and the rules, reliefs and allowances often change. Taxes are one of life’s certainties, but there are ways to minimize your tax burden, at the time of the initial investment and upon its disbursement.

This is where we can advise you. Effective tax planning means minimizing your tax liabilities Capital gains and investment income are taxed differently depending on the investment product you use. With good planning, you can ensure you choose investment vehicles that reflect your tax situation so that you can grow your wealth more efficiently. We’ll take the time to match you up with investments that will suit both your attitude to risk and tax position.

We have a dedicated team of CPA, CA who is committed to provide continuous, trusted and professional advice that you can use to help you grow your business or personal wealth. Our team provides you with advice throughout the year and not just once a year when it’s time to prepare your annual returns or do your bookkeeping.